Platform Terms of Service and Privacy Policy
PTN Accounting LLC dba PTN Solutions - Consulting (referred to as "PTN," "Company," "us," or "we") provides access to Company's website (the "Site"), products and services available through this Site (collectively, "PTN Products"), and any related products, services, features, technologies, websites, documentation, and any updates related to any of the foregoing (collectively, the "Platform").
The Platform is made available to you according to the following terms and conditions ("Terms of Service"). In using the Platform, you hereby agree to be bound by these Terms of Service.
PTN reserves the right and may, from time-to-time, make changes to the Platform or to these Terms of Service. Any changes or modifications to the Terms of Service will be effective upon upload to the Site. You acknowledge that it is your sole responsibility to periodically review these Terms of Service to remain apprised of any changes, revisions, or updates. Your ongoing and continued use of the Platform, following any revision, change, modification, or update to these Terms of Service, constitutes your acceptance of the modified Terms of Service. If you are an individual acting on your company's or client's behalf, you are accepting these provisions on their behalf and the term "you" will refer to you, your company, or your client.
You acknowledge that this Platform is the property of PTN and its licensors. All text, graphics, user interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, "Content"), including design, structure, selection, coordination, expression, "look and feel" and arrangement of such Content contained on the Platform is owned, controlled or licensed by or to PTN and is protected by applicable U.S. and foreign copyright, patent, and trademark laws, including various other intellectual property rights and unfair competition laws. Certain other words and symbols used to identify the source of third-party goods and services are trademarks of their respective owners. Display of any such trademarks or service marks on the Platform does not imply that a license of any kind has been granted.
Except as expressly provided in these Terms of Service, no part of the Platform or its Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way to any other computer, server, website or other medium for publication or distribution or for any commercial enterprise, without PTN's prior written consent. Any unauthorized use, downloading, re-transmission, display, distribution or other copying, or modification of any copyrightable matter in the above and/or the Content on the Platform is strictly prohibited, and may result in legal action against those engaging in such activities.
Except as set forth in this section, you may access and use the Platform for your own internal, lawful and non-commercial purposes only.
This Platform contains information about PTN and PTN Products. You may download, view, copy, and print information and related agreements or documents from the Platform for your personal use and retention. You may also copy, print, and view such materials provided that no material alterations or modifications are made either to the materials or to any proprietary notices. You agree not to reproduce, transmit, disseminate, broadcast, circulate, republish, duplicate, sell, modify, upload, post, or otherwise distribute or commercially exploit the Platform, or any portion of the content of the Platform, in any way without PTN's prior written consent.
PTN reserves the right to determine your eligibility for any or all of the Platform and, as such you may not be eligible for any or all of the Platform.
You may use information related to the Platform made available in connection with downloading from the Platform, provided that you: (a) do not remove any proprietary notice language in such documents; (b) use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any medium; (c) make no modifications to such information; and (d) do not make any additional representations or warranties to any party in connection with your use of such documents.
The Platform, or components thereof, may only be offered in certain jurisdictions where they may be legally offered for sale or designated by PTN in its sole discretion. The Platform is not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be restricted, prohibited, or otherwise contrary to law or regulation.
Certain products or services offered through the Platform may require you to open an account (including setting up a username and password). You are solely responsible for maintaining confidentiality of your account information, including your password, for any and all activity related to your account. You further agree to establish commercially reasonable security procedures and controls to protect your confidential information. You agree to notify PTN immediately of any unauthorized use, or any other breach of security, including suspected or actual account "phishing" incidents. You understand that you may be held liable for losses incurred by PTN or any other user of or visitor to the Platform due to an unauthorized party using your login information, password or account. You agree not to use anyone else's name, password, or account to access the Platform at any time without the express permission and consent of such party. You acknowledge that PTN is not liable for any loss or damage arising from your failure to comply with these obligations. Please do not send or otherwise transmit confidential information to us over the Internet, or request that we transmit confidential information to you. PTN will not be responsible or in any way liable for any losses or damages you may incur as the result of such communication that may occur over the Internet.
You understand and acknowledge that you are solely responsible for any actions you take in connection with your use of the Platform, and any data, images, material, or information of any kind ("Data") you input, upload, transmit, write, submit, receive, store, or share through the Platform. You have no obligation to provide any Data to the Platform, and you're free to choose the Data that you want to provide. You acknowledge certain functionality in the Platform may be dependent on the provision of Data and may not be available without such Data.
Your Data remains yours, which means that you retain any intellectual property rights that you have in your Data. By sharing your Data on the Platform, you hereby grant PTN a license to use your Data, as follows:
A worldwide, perpetual, non-exclusive, royalty-free license to host, reproduce, distribute, communicate, sublicense and use your Data; publish or publicly display your Data, if you've made it visible to others; and modify and create derivative works based on your Data, such as reformatting or translating it for the purpose of operating, providing, and improving the Platform.
PTN may collect, derive or generate deidentified and/or aggregated data regarding your usage of or the performance of the Platform, including data derived from your Data. PTN will own all such data and may use this data without restriction, including, but not limited to, operating, analyzing, improving, or marketing PTN's products and services, including the Platform.
You may not link to this Platform without the permission of PTN. You agree not to input, upload, transmit, write, submit, receive, store, or share or via the Platform any Data that: (a) infringes upon, or violates any copyright, patent, trademark, trade secret or other proprietary right; (b) is defamatory, libelous, or threatening; (c) is known by you to be false or inaccurate; or (d) violates any applicable law, treaty, or regulation. You agree you will not input, upload, transmit, write, submit, receive, store, or share to the Platform any Data containing any virus, worm, or other harmful feature. You agree not to interfere, in any way, with others' use of the Platform and you will not attempt to gain unauthorized access to the account, computer system, or Data of another user.
In addition to the above, you are prohibited from: (a) engaging in any act where you know, or have reason to know, that such act may disrupt the Platform's functionality; (b) translating, decompiling, reverse engineering, or otherwise attempting to obtain access to source code of any software located on the Platform; or (c) using the Platform in any way that violates local, state, federal, or international law. Without limiting the foregoing, certain components of the Platform may be subject to export controls imposed by the U.S. and may not be downloaded or otherwise exported or re-exported into (or otherwise shared or sent to any national or resident of) a country subject to U.S. embargo; (b) to any person listed on the Office of Foreign Assets Control ("OFAC") Specially Designated Nationals ("SDN") list; (c) the U.S. Commerce Department's Table of Denial Orders; or (d) you agree not to attempt to log on to the website from any country under sanctions by the Office of Foreign Assets Control (OFAC). If you use the Platform, you represent and warrant that you are not on any of the above-referenced lists or otherwise located in, or subject to the control of, any such country on any of the foregoing lists.
PTN may terminate your use of the Platform based on our reasonable suspicion that your activities, business or products are objectionable or promote, support or engage in any of the prohibited uses described above at our sole discretion. PTN may (but has no obligation to) monitor the use of the Platform or Data and may edit or remove any Data. PTN may disclose any information necessary to satisfy our legal obligations, protect PTN or its customers, or operate the Platform properly.
PTN may require payment of fees or a subscription charge for use of the Platform (or certain portions of the Platform) and you agree to pay such fees. If you registered for a trial, you may need to purchase the Platform before the trial ends to retain access to any content provided to, or created through, the Platform.
Payments will be billed in U.S. dollars, and your account will be charged upon purchase and when you provide your payment information, unless stated otherwise in applicable payment provisions. If your payment information is not accurate, current, and complete, we may suspend or terminate your account. If you do not notify us of updates to your payment information, we may participate in programs supported by your card provider to try to update your payment information, and you authorize us to continue billing your account with the updated information that we obtain.
You may be charged a subscription fee in advance on an annual basis or other recurring interval disclosed to you prior to your purchase. For annual subscriptions, we will send you a reminder with the then-current subscription fee no less than thirty (30) days and no more than sixty (60) days before your subscription term ends, or otherwise as required by applicable law. PTN may change the price for recurring subscription fees from time to time with notice to you. Price changes will take effect at the start of the next subscription period following the date of the price change. If you do not agree with the price change, you may unsubscribe prior to the price change going into effect.
Your payment to PTN will automatically renew at the end of the applicable subscription period but you can cancel a subscription at any time. Subscription cancellations will take effect the day after the last day of the current subscription period. If you cancel in the middle of a subscription period, you will be able to continue to access and use the applicable Service until the end of your subscription period. We do not provide refunds or credits for any cancellations or partial subscription period.
You may provide PTN your feedback, suggestions, or ideas for the Platform. You grant PTN a perpetual, worldwide, fully transferable, sub-licensable, irrevocable, fully paid-up, royalty free license to use your feedback, suggestions, and ideas in any way, including in future modifications of the Platform, other products or services, advertising or marketing materials.
We may offer specific functionality in the Platform that provides you with the opportunity to seek professional advice, for example, the ability to speak with a tax expert. Unless specifically disclosed, PTN is not in the business of providing legal, financial, accounting, tax, health care, insurance, real estate or other professional service or advice, and you should consult with professionals for advice prior to making important decisions in these areas.
The Platform may also include information about or offers for third-party services or products or allow you to connect your account to or otherwise access third-party services or products. PTN does not warrant, and is not responsible for, such third party services and products or claims made about them, or the actions or inactions of any third party. You must review and comply with any additional provisions and conditions provided separately to you for your use of the Platform, which may include terms and conditions from third parties ("Additional Terms"). PTN may be compensated by those third parties, which could impact whether, how and where the services and products are displayed.
You understand and acknowledge that PTN provides links to third-party websites. You agree that PTN is not responsible for any content related to such links or sites, including any products, services, privacy policies or other materials accessed through such third-party links or websites. The display of any website link does not imply endorsement by PTN of the linked site or any content found on such site.
IN NO EVENT SHALL PTN BE LIABLE, DIRECTLY OR INDIRECTLY, TO YOU OR TO ANY PARTY FOR ANY DAMAGE OR LOSS ARISING FROM, OR RELATING TO, ANY USE, CONTINUED USE OR RELIANCE ON ANY LINKED THIRD-PARTY SITE OR ANY OTHER LINK FOUND ON SUCH LINKED SITE.
Mention of third-party products or services, companies and websites on the Platform is for informational purposes only and neither constitutes an endorsement nor a recommendation. PTN assumes no responsibility and disclaims any and all liability regarding the selection, performance or use of these products, services, or vendors. PTN provides this only as a convenience to our users. PTN has not tested any software found on these sites and makes no representations regarding the quality, safety, or suitability of any software found there. There are dangers inherent in the use of any software found on the Internet, and PTN assumes no responsibility with regard to the performance or use of these products. Make sure that you completely understand the risks before retrieving any software on the Internet.
By using any applicable online banking or account linking service or any similarly applicable service throughout the Platform, you authorize PTN and its agents to access third party sites designated by you or on your behalf, to retrieve information requested by you, and you appoint PTN and its agents as your agent for this limited purpose. Each time you enter your account login information, you are permitting PTN and its agents to process your request and use information submitted by you to accomplish the foregoing.
You understand that, at any time and without notice to you, and for any reason whatsoever, PTN may modify or discontinue all or any part of the Platform. You acknowledge that PTN shall in no way be held liable for any consequence resulting from PTN's decision to modify or discontinue providing all or any part of the Platform.
E-mail transmissions are not secure. PTN directs that you do not electronically transmit or otherwise send sensitive information, such as account numbers, passwords, financial information to PTN or otherwise request such information via e-mail. Please contact PTN immediately by phone or in person for such information.
PTN Solutions - Consulting may collect your name, phone number, email address, business information, appointment details, onboarding information, and information you provide through our website forms, email communications, client portal, appointment requests, or direct communication with us.
We use this information to provide accounting, bookkeeping, tax, consulting, onboarding, appointment reminders, account notifications, customer care, document reminders, billing/service notices, fraud or security alerts, marketing messages where consent has been provided, and two-factor authentication messages.
We may share personal information with service providers as needed to operate our business, provide services, process payments, maintain technology systems, comply with legal obligations, or protect our clients and business.
SMS consent is not shared with third parties or affiliates. We do not sell, rent, or share SMS opt-in information for marketing purposes.
By opting into SMS from a web form, email consent, onboarding form, client portal, appointment request, or other medium, you agree to receive SMS messages from PTN Solutions - Consulting.
This includes SMS messages for appointment reminders, account notifications, customer care, onboarding updates, document reminders, billing/service notices, marketing, fraud alert messaging, and outbound two-factor authentication.
Message frequency may vary. Message and data rates may apply.
To opt out at any time, text STOP. For assistance, text HELP or visit www.ptnaccounting.com.
For our Privacy Policy and Terms of Service, visit www.ptnaccounting.com/legal.
SMS consent is not shared with third parties or affiliates. We do not sell, rent, or share SMS opt-in information for marketing purposes.
The Platform will not, and does not intend to, market any PTN Products or related services to children. PTN does not knowingly gather or solicit data from children through the Platform, and by using the Platform you represent that you are an adult who is at least 18 years of age.
The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action. PTN reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Platform, or any portion of the Platform, for any reason; (2) to modify or change the Platform, or any portion of the Platform, and any applicable policies or terms; and (3) to interrupt the operation of the Platform, or any portion of the Platform, as necessary to perform routine or non-routine maintenance, error correction, or other changes.
You agree to indemnify and hold PTN, its subsidiaries, affiliates, officers, agents, and representatives, and its and their officers and employees, harmless from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs and expenses (including reasonable attorneys' fees, disbursements, and court costs) arising from or in connection with your use of the Platform, your violation of these Terms of Service, or your violation of any rights of any third party.
These Terms of Service are effective until your subscription expires or you cancel your account or PTN terminates these Terms of Service (or your account). PTN may terminate these Terms of Service (and your account) or suspend the Platform at any time at our sole discretion. Upon expiration of your subscription or cancellation of your account, or PTN's termination of your account or these Terms of Service, you must immediately stop using the Platform and pay all fees for the Platform used. No expiration or termination will affect your obligation to pay all fees due or that may have accrued through the effective date of expiration or termination or entitle you to any refund. All provisions regarding Data, payment, indemnification, warranty, liability, and limits thereon, confidentiality or protections of proprietary rights, and any other term which by their nature are intended to survive termination or expiration of the Terms of Service shall survive the termination of these Terms of Service.
The laws of the State Florida will govern these Terms of Service, without giving effect to any conflicts of laws principles. You agree that any action arising out of the Platform, Terms of Service, or any Additional Terms, shall be brought in state or federal court in Florida, and you consent to the jurisdiction of such courts.
We respect the intellectual property rights of others, and we ask our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the following information to PTN as specified below:
You may send any notices, including notices of copyright infringement under the Digital Millennium Copyright Act, to us at PTN Accounting LLC dba PTN Solutions - Consulting, 8198 S Jog Rd Suite 104, Boynton Beach, FL 33472.
Please note that this procedure is exclusively for notifying us that your copyrighted material may have been infringed. All intellectual property infringement claims shall be made under penalty of perjury.
THIS POLICY IS INTENDED TO COMPLY FULLY WITH THE REQUIREMENTS OF THE ONLINE COPYRIGHT INFRINGEMENT LIABILITY LIMITATION ACT.
You may not assign or otherwise transfer these Terms of Service or any rights or obligations under these Terms. PTN's failure to act on any breach of any provision of these Terms shall not be construed as a waiver of the enforcement of any provision unless PTN agrees to such waiver in writing.
If any part of these Terms of Service is deemed unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity or enforceability of remaining provisions. These Terms of Service set forth the entire understanding between you and PTN with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and PTN with respect to such subject matter.
These Terms of Service are effective as of April 27, 2026. PTN reserves the right to change these Terms of Service from time to time. Your continued use of the Platform after such modifications will constitute your: (a) acknowledgment of the modified Terms of Service; and (b) your agreement to abide and be bound by such modified Terms of Service.
If you have any questions about the Platform or these Terms of Service, please contact PTN support at peter@ptnaccounting.com or 561-210-9223.
Platform Privacy Policy — Version April 27, 2026
At PTN Accounting LLC dba PTN Solutions - Consulting (referred to as "PTN," "Company," "us" or "we"), we recognize that your privacy is important. This Privacy Policy discloses the privacy practices for the Company's website (the "Site"), any products and services available through this Site (collectively, "PTN Products"), and any related products, services, features, technologies, websites, documentation, and any updates related to any of the foregoing (collectively, the "Platform"). This Privacy Policy also covers how personal and other information that we receive or collect about you is treated. If you are an individual acting on your company's or client's behalf, you are accepting these provisions on their behalf and the term "you" will refer to you, your company, or your client. Please read the information below to learn the following regarding your use of this Platform.
You acknowledge that this Privacy Policy is designed to be read in connection with the Platform Terms of Service, and that by accessing or using our Platform, you agree to be bound by the Platform Terms of Service, as well as this Privacy Policy.
We reserve the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by updating any privacy information on this page. Your continued use of the Platform after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) your agreement to abide and be bound by that Privacy Policy.
If you have any questions about this Privacy Policy, please feel free to contact us at: peter@ptnaccounting.com.
The information we collect or otherwise receive depends on how you elect to use certain products or services available on the Platform.
The types of information we collect include Personally Identifiable Information ("PII") and Aggregate Information.
Personally Identifiable Information: This refers to information that lets us know the specifics of who you are. PII includes information you provide to us either manually or via third party sources. When you engage in certain activities on this Platform, such as registering for an account, downloading or purchasing a product or service, submitting content or posting content in the user forums, submitting information into a PTN Product, or sending us feedback, we may ask you to provide certain information about yourself.
Examples of PII may include:
Examples of PII that may come from third party sources may include:
Aggregate Information: This refers to information that does not by itself identify a specific individual. We gather certain information about you based upon where you visit on our Platform and what other sites may have directed you to us. This information, which is collected in a variety of different ways, is compiled and analyzed on both a personal and an aggregated basis. This information may include the Website's Uniform Resource Locator ("URL") that points to the site you just came from, which URL you go to after visiting our Platform, what browser you are using, and your Internet Protocol ("IP") address.
Depending on how you use our Platform, we will store cookies on your computer in order to collect certain Aggregate Information about our users and to customize certain aspects of your specific user experience. A cookie is a small data text file which is stored on your computer that uniquely identifies your browser. Cookies may also include more personalized information, such as your IP address, browser type, the server your computer is logged onto, the area code and zip code associated with your server, and your first name to welcome you back to our Platform. We may use cookies to perform tasks such as: monitoring aggregate site usage metrics, storing and remembering your passwords (if you allow us to do so), storing account and advertising preferences that you have set, and personalizing the offerings we make available to you. However, we do not use cookies to track your browsing behaviors.
We may also use an outside advertising partner to display banner advertisements on our Site. As part of their service, they will place a separate cookie on your computer. We will not provide any third-party advertising partners with any of your PII or information about your purchases. We and our third party ad server will collect and use Aggregate Information about you, such as your IP address, browser type, the server your computer is logged onto, the area code and zip code associated with your server and whether you responded to a particular ad. Other advertisers may also place banner ads on our Site in the same manner as above, but we will not disclose any PII to them.
Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some aspects of the Platform may not function properly if you elect to disable cookies.
We, or our Service Providers (as defined below), may use your PII and Aggregate Information in the following ways:
We will not sell, trade, or rent your PII to others. We do provide some of our product and service offerings through contractual arrangements made with affiliates, service providers, partners and other third parties ("Service Partners"). We and our Service Partners may need to use some PII in order to perform tasks between our respective sites, or to deliver products or services to you. For example, we must release your credit card information to the card-issuing bank to confirm payment for products and services purchased on this Platform; release your address information to the delivery service to deliver products that you ordered; and provide order information to third parties that help us provide customer service.
The use of your PII by our Service Partners is governed by the respective privacy policies of those providers, and is not subject to our control. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. Other websites accessible through this Platform, including our Service Partners, have their own privacy policies and data collection, use and disclosure practices. Please consult each Site's privacy policy. We are not responsible for the policies or practices of third parties.
Occasionally we may be required by law enforcement or judicial authorities to provide PII to the appropriate governmental authorities. In such cases, we will disclose PII upon receipt of a court order, subpoena, or to cooperate with a law enforcement investigation. We fully cooperate with law enforcement agencies in identifying those who use our services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful.
We may also provide Aggregate Information about our customers' sales, traffic patterns, and related Platform information to third party advertisers, but these statistics do not include any PII.
We believe you should have the ability to access and edit the PII that you have provided to us. You may change any of your PII in your account online at any time by linking to your account in accordance with instructions posted elsewhere on this Site.
We encourage you to promptly update your PII if it changes. You may ask to have the information on your account deleted or removed; however, some information, such as past transactions, logs of technical support calls, or other information may not be deleted. In addition, it may be impossible to completely delete your information without some residual information because of backups.
We may, from time to time, send you email regarding new products and services that we feel may interest you. In addition, if you indicated upon registration that you are interested in receiving offers or information from us and our partners, we may occasionally call or send you direct mail about products and services that may be of interest to you. Only PTN (or agents working on behalf of PTN and under confidentiality agreements) will send you these solicitations, and only if you have previously indicated that you wish to receive them. If you do not want to receive solicitations from us, you can "opt-out" by accessing your account online and editing your account information to no longer receive such offers and mailings.
You also have choices with respect to cookies, as described above. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies some parts of our Platform may not work properly in your case.
At our Platform you can be assured that your PII is secure, consistent with current industry standards. We strive to take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of your PII. For example:
In order to most effectively serve you, credit card transactions and order fulfillment are handled by established third party banking institutions and processing agents (such as PayPal). They receive the information needed to verify and authorize your credit card or other payment information and to process and ship your order.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your PII, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this Platform cannot be guaranteed.
You must be at least 18 years old to have our permission to use the Platform. Our policy is that we do not knowingly collect, use or disclose PII about minor visitors.
You should also be aware that when PII is voluntarily disclosed (i.e. your name, email address, etc.) in the discussion forums or other public areas on this Platform, that information, along with any information disclosed in your communication, can be collected and used by third parties and may result in unsolicited messages (including unwanted spam messages) from third parties. Such activities are beyond our control and this Privacy Policy does not apply to such information.
If you have any questions, concerns or inquiries about our Privacy Policy, or our use of your PII, or our privacy practices, please contact us at: peter@ptnaccounting.com.
The State of California enacted the Shine the Light law (California Civil Code Section 1798.83) that permits users who are California residents to request certain information regarding the disclosure of certain "personal information" during the past year for marketing purposes. To make such a request, please contact us using our contact form or alternatively write us at PTN, 8198 S Jog Rd Suite 104, Boynton Beach, FL 33472.
This Privacy Policy is effective as of April 27, 2026. PTN reserves the right to change this Privacy Policy from time to time. Your continued use of the Platform after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) your agreement to abide and be bound by that Privacy Policy.